Terms & Conditions

In this document 

• "We", "us", "our" refers to "S8 Money" and "S8 Software".

• "The software" or "the app" refers to "S8 Money" including but not limited to its documentation and GitHub repositories.

• "You" (or "Your") refers to an user of the "S8 Money" software.

Intellectual Property
"S8 Money" software is the intellectual property of "S8 Software".

User Management
You agree to create a unique login for each financial profile; a financial profile is a collection of accounts managed together in the software.

Software Use
You agree to use the software only through its browser-based interface and not call any of its backend functions/APIs directly. It is a violation of these terms of use to call any backend functions/APIs, which constitute a part of "S8 Money", through any other means including but not limited to curl, Postman, or any code you may write.

Financial Data
You may use your locally maintained financial data (JSON) in any manner you want including converting it to any format you wish, such as Excel or a format required by another personal finance software.

Market Data
Market data is meant for use within the app only. You are prohibited from using the market data in any other manner.

Privacy
"S8 Money" does not intentionally collect ANY Personally Identifiable Data (PID). It is your responsibility to ensure that you do not provide PID in usernames, passwords, settings or any financial information that might be stored on our systems.

If you decide to pay, your PID information may be processed by the payment processor and may be available to us on the payment processor's systems. We will however not store the information on any of our systems.

Accuracy, Reliability and Availability
The "S8 Money" software is made available to you without any guarantee or promise of its accuracy, reliability or availability.

Disclaimer of Warranties and Limitation of Liability

• "S8 Money" is provided on an "AS IS" BASIS, without warranties or conditions of any kind.

• You acknowledge that in no event are we accountable for any damages or injuries arising from your use of the "S8 Money" software in any way.

Pricing Policy
"S8 Money" currently operates on a "Pay If You Can" pricing model but it may change in the future at our discretion. In any such event, you will be able to retain the locally maintained financial data (JSON) and convert it to any format you wish. A change in pricing will only be applicable in the next billing period (currently next year).

Refund Policy
"S8 Money" operates on a post-paid "Pay If You Can" pricing model. You agree to pay only after you have used the software for the billing period. Refunds will not be issued under any circumstances.